Sign In

3. Prepare What You'll Need

When applying for mortgage assistance, you will need to provide your mortgage company with information about your mortgage and finances. The exact information required will depend on your specific situation and mortgage company. However, you should be prepared to provide information about your income, expenses, assets, debt and hardship. The following is a comprehensive list of the documents required to support your application.


To apply for help through the Making Home Affordable Program be prepared to provide:

  • Your monthly mortgage statement
  • Information about any other mortgages on your home or other property
  • For salaried employees or hourly wage earners, 2 recent pay stubs (not more than 90 days old) that reflect year-to-date income
  • For self-employed homeowners, your most recent signed and dated quarterly or year-to-date profit and loss statement
  • Documentation of additional income received from other sources (tips, commissions, bonuses, housing allowances, overtime, etc.)
  • Documentation of any benefits received (Social Security, disability, death benefits, pension, public assistance, or adoption assistance, etc.)
  • Documentation of any other income you want considered (alimony, child support, separation maintenance payments, etc.)
  • Two most recent bank statements
  • A utility bill showing your name and property address
  • Unemployment benefits letter, if applicable
  • Information about your savings and other assets
  • Your two most recent federal tax return with all schedules, including Schedule E
  • It may also be helpful to prepare a letter describing the circumstances causing your hardship

Download checklist as PDF

NEXT STEP: Apply For Help Today ›

Last Updated: 8/12/2015 11:46