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My Financial Situation Is Short Term and Temporary

If you are having temporary trouble making your mortgage payments, explore these options with a housing counselor or your mortgage company which may bring your account up to date.

Mortgage Reinstatement

If you have enough cash, you can “reinstate” your mortgage by making up all the missed payments plus fees and interest the lender/mortgage company charges you in one lump sum.


A temporary period of time during which a regular monthly mortgage payment is reduced or suspended.

Repayment plan

A process in which a homeowner promises to pay down past due amounts on a mortgage while continuing to make regular monthly payments on a property.

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Last Updated: 12/31/2016 20:24