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Making Home Affordable An official program of the Departments of the Treasury & Housing and Urban Development

 

 Understanding the Trial Period

​The Home Affordable Modification Program ® requires borrowers to enter into a Trial Period Plan before receiving a permanent Home Affordable Modification. During this period, borrowers must submit trial payments and all required forms and documents. For more information about documentation requirements, visit Request a Modification.

Important Notice for Borrowers Who Received a Trial Period Plan

You must make sure that your mortgage servicer receives all of the forms and documents they need to verify your eligibility and offer you a permanent Making Home Affordable © Modification before your Trial Period Plan expires. Your trial period plan notice will indicate your document due date. Double check the Request a Modification page and send any missing documents to your mortgage servicer right away.

If you believe that you have sent all of the required forms and documents, contact your mortgage servicer to confirm that they have everything they need to make a decision.

If you have trouble reaching your mortgage servicer, or you need help completing the necessary documentation, free help is available from a HUD-approved housing counselor by calling 1-888-995-HOPE (4673) and asking for MHA HELP.

YOU MUST ACT NOW SO YOU DO NOT LOSE THE OPPORTUNITY FOR AN AFFORDABLE MORTGAGE PAYMENT.

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Last Updated: 5/21/2013 12:41 PM